Today, most people don’t leave the house without bringing along their smartphone. Smartphone users can schedule calendar events, surf the web, and download a variety of applications, commonly known as “apps”. Smartphone users have seen an explosion of innovation when it comes to health-related technology including apps that are available via smartphones and tablet devices. The Health Care industry has … Continue reading Health Care Apps for Smartphones →
When your business gets a commercial insurance policy, in many cases the premium assigned isn’t final. It’s actually an estimate. Insurance carriers assign a premium from an informed estimate, based on prior years of business activities. Of course with business changes estimates can be off. The purpose of insurance premium audits is to use actual sales and operations data to … Continue reading Why Insurance Companies May Audit Your Insurance Policy →
With the winter months approaching, homeowners should start securing their homes for protection against wind, snow, ice and other harsh winter elements. Hail, rain and wind are among the most common causes of damage to homes during the colder months. SIA Group has compiled a list of safety tips for protecting your home this winter. Where to Start The roof is … Continue reading What Homeowners Need to Know to Properly Winterize their Homes →
There were several programs established by the Social Security Act to ensure individuals with disabilities and those who retire have supplemental income. It also established a program for survivors to receive a death benefit. Supplemental income from Social Security keeps more than 40 percent of the elderly population out of poverty. With all of the changes and amendments made since … Continue reading Top 10 Social Security Tax Questions →
According to the Hartford’s liability claims, 40% of small businesses are likely to experience at least one general liability or property claim within a 10 year period. For small businesses, the most common claims are burglary and theft and the costliest is reputation harm. Unexpected events happen more often than most small business owners realize. Research gathered from a five-year … Continue reading What Small Business Owners Need to Know about Common and Costly Claims →
As of Wednesday morning, Hurricane Joaquin has become the third hurricane of the Atlantic season and while Joaquin’s path is uncertain and proving difficult to forecast, the East Coast will likely feel its impact. Joaquin is expected to strengthen into a Category 2 hurricane between Thursday evening and Friday morning. Heavy rainfall, coastal flooding and high surf are predicted later … Continue reading Prepare for a Hurricane: It’s the Wise Thing to Do →
With so many options available, it can be very difficult for consumers to know how to choose the health insurance plan that’s best for them. With a little understanding of basic terms, however, the choice becomes a lot easier for most people. Here are some of the basic things to keep in mind as you choose a health insurance plan … Continue reading Choosing a Health Plan Under the ACA →
The Insurance Information Institute (III) says that disasters such as floods, hurricanes and fires cause many businesses to shut down temporarily or close forever when they happen. In their recent research, the III found that 40 percent of businesses did not open their doors again after experiencing a devastating disaster. About 25 percent of businesses reopened but wound up closing again … Continue reading How Businesses Can Prepare for and Survive Disasters →
In 2013, identity theft affected more than 13 million Americans, and experts estimate the total annual cost of this crime is about $20 million. The negative effects of identity theft can take years for victims to fix. Law enforcement officials reported stopping an individual in October 2014 for a broken headlight and for speeding. When officers approached the driver, they … Continue reading Identity Theft is More Likely to Happen than Most Think →
A recent Harris Interactive Study, commissioned by prominent disability insurance carrier Unum, found that employees who receive frequent and thorough education on their available benefits are also more likely to view their employer positively, and to feel that their employer values them. The survey establishes a positive correlation between employees understanding of their benefits and productivity. Among the recommendations from … Continue reading To Boost Employee Loyalty, Educate Them! →
Enter your email address to subscribe to our blog.