A natural disaster can be one of the most devastating events in a person’s lifetime. Families can be uprooted and entire neighborhoods can be destroyed in the blink of an eye. If you ever have to endure such a crisis, it is important to know what resources can help you in the wake of a disaster.
While many people are concerned with preparing for a crisis, the aftermath can be overlooked. Coping with the effects of a disaster are as important as preparing for the crisis itself.
After a hurricane or large flood, there are huge amounts of water in places where there usually is not. This can cause a variety of health concerns for people living in or around the affected areas.
Floodwaters often contain sewage, chemicals and submerged objects like glass or sharp metal. In addition, the water can contain disease. For these reasons, you should avoid wading in the contaminated water or consuming food that was submerged, ev
A hot topic today in the manufacturing industry is nanotechnology, which is the control of matter on a molecular scale between one and 100 nanometers. This intricate methodology involves processing tiny materials to produce nanoparticles or nanomaterials. To give a measure as to how small the building blocks are in these materials, a nanometer is about 50,000 times smaller than the width of a human hair and 10 times smaller than the size of a typical, single germ.
Today, the National Institute for Occupational Safety and Health (NIOSH) reports that new consumer products manufactured using nanotechnology are coming on the market at the rate of about three or four per week. Nanoparticles are already used in paints, car parts, eyeglasses, cosmetics, tennis racquets and clothing, and their use is expected to increase in the near future.
However, researchers and employers are not without doubts about this revolutionary technology. Concerns about the impact of nanomaterials
Though your homeowners insurance policy provides the protection that you need in the event of a loss such as a fire or burglary, your policy can only pay for items that you can document. In order to assure that all your prize possessions will be replaced, you should conduct a home inventory so you have a finite record of everything that you own. This inventory will assist you in determining which items were destroyed or stolen.
To complete a full home inventory, walk through every room in your home and identify all of the contents. It is also wise to take photographs or make a video of all of your possessions, and keep this media documentation with your list. Then, place all of this information into a fireproof safe or safety deposit box at your bank.
Periodically, update this list as you purchase more items for your home.
In addition to making the necessary preparations for you and your family, you must also consider what you will do with your pet(s). Making arrangements for your beloved furry friends ahead of time will save you the hassle and heartache of determining how and where to care for them if you must evacuate in an emergency.
With ever-fluctuating home values, are you confident your homeowner’s insurance policy limits are enough to cover the cost of rebuilding your home, should the unexpected happen? As a homeowner, you need to protect your investment. The following tips will help you ensure you have the coverage you need—eliminating worry and additional hassles.
Make sure that your home has sufficient coverage on an annual basis by contacting SIA Group to review your policy limits. Let us know if you’ve remodeled, made an addition or purchased an expensive item for your home.
We also need to know if you’ve made a major lifestyle change—for example, if you’ve gotten married or taken in an elderly parent who owns expensive heirlooms. With these lifestyle changes may come new items that need to be accounted for in case of a loss.
Read your policy to determine what exactly it cover
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