Though your homeowners insurance policy provides the protection that you need in the event of a loss such as a fire or burglary, your policy can only pay for items that you can document. In order to assure that all your prize possessions will be replaced, you should conduct a home inventory so you have a finite record of everything that you own. This inventory will assist you in determining which items were destroyed or stolen.
To complete a full home inventory, walk through every room in your home and identify all of the contents. It is also wise to take photographs or make a video of all of your possessions, and keep this media documentation with your list. Then, place all of this information into a fireproof safe or safety deposit box at your bank.
Periodically, update this list as you purchase more items for your home.
In addition to making the necessary preparations for you and your family, you must also consider what you will do with your pet(s). Making arrangements for your beloved furry friends ahead of time will save you the hassle and heartache of determining how and where to care for them if you must evacuate in an emergency.
With ever-fluctuating home values, are you confident your homeowner’s insurance policy limits are enough to cover the cost of rebuilding your home, should the unexpected happen? As a homeowner, you need to protect your investment. The following tips will help you ensure you have the coverage you need—eliminating worry and additional hassles.
Make sure that your home has sufficient coverage on an annual basis by contacting SIA Group to review your policy limits. Let us know if you’ve remodeled, made an addition or purchased an expensive item for your home.
We also need to know if you’ve made a major lifestyle change—for example, if you’ve gotten married or taken in an elderly parent who owns expensive heirlooms. With these lifestyle changes may come new items that need to be accounted for in case of a loss.
Read your policy to determine what exactly it cover
Welcome to SIA Group’s blog series – Ask the Experts. With ever-changing laws and regulations it can be hard to stay up to date and remain compliant. It’s no surprise you have questions. The good news, we’ve got the answers.
Question: Do I have the authority to monitor employees posts about the company on social media sites?
Answer: An employee’s right to comment on his or her employer may be protected by the National Labor Relations Act (NLRA). Provisions of this act, such as the right of employees to discuss, question or criticize their terms and conditions of employment, extend to unionized and nonunionized workers.
Under the NLRA, if an employee is addressing group concerns or is acting on behalf of others, those activities ar
Welcome to SIA Group’s blog series – Ask the Experts. With ever-changing laws and regulations it can be hard to stay up to date and remain compliment. It’s no surprise you have questions. The good news, we’ve got the answers.
Question: When will the IRS issue revised tax withholding tables for our employees’ paychecks?
The Internal Revenue Service (IRS), released the initial withholding guidance January 11, 2018 to reflect the new tax law changes. Employers and payroll service providers can implement the changes as soon as possible, but not later than Feb. 15, 2018. Depending on how quickly the new tables are implemented by employers and how often employees are paid (generally weekly, biweekly or monthly) employees will begin to see these changes reflected in their paychecks.
As for new
One in three people admit to having been sexually harassed at work in the US. This number doesn’t even encompass those who have experienced sexual harassment but are uncomfortable discussing the events. Sexual Harassment is a gender-neutral offense and affects thousands of individuals every year. In 2016, there were 6,758 sexual harassment charges filed with the EEOC. Ideally, the best approach to eliminating sexual harassment in the workplace is prevention. Unfortunately, we don’t live in a perfect world. SIA Group is here to provide your organization with steps to reduce, manage and hopefully eliminate sexual harassment in the workplace. First, all organizations should adopt a clear Sexual Harassment Policy
Sexual Harassment Prevention Methods
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Not sure how to approach such a severe problem?
